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What Type of Car Insurance Do I Need?

There are many kinds of auto insurance coverage you can get. Let us help you decide which one is right for you - there are many options:

Whether you’re a first-time driver or more seasoned, everyone needs liability insurance. Liability Insurance protects you against the claims of other drivers for their injuries (bodily injury) or vehicle damage (property damage) if you cause an accident. How much protection you have depends on the level of liability protection you choose. Most states require drivers to have liability insurance up to certain minimum limits.

These types of insurance are almost always purchased together, as each covers you in specific situations. Some of the things comprehensive coverage protects are natural disasters, theft and hitting an animal. Collision coverage protects your investment in your vehicle. Depending on your deductible you could owe as little at $250 if you’re involved in a collision. If you’re leasing or financing your vehicles, your lender will generally require you to have comprehensive and collision to protect their interest as well.

This can mean different things for different car insurance companies. Full Coverage at SafeAuto includes liability, comprehensive, collision, and can include extra coverages for roadside assistance and towing, rental car coverage, accidental death and uninsured/underinsured motorist protection just to name a few. With all of these protections you can enjoy the road ahead knowing SafeAuto has you covered.

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